Real-time credit, affordability and financial insight
AperiData is a specialist Open Banking and credit analytics business focused on transforming financial decision-making through real-time consumer data. As part of the PayPoint Group, AperiData helps organisations understand affordability, risk, customer vulnerability and financial behaviour through advanced Open Banking intelligence.
AperiData operates as a real-time credit reference agency and Open Banking platform, helping organisations replace traditional, time-consuming financial assessments with fast, accurate, data-driven insights.
Since becoming part of the PayPoint Group, AperiData and PayPoint have worked together to develop innovative solutions that support financial inclusion, vulnerability identification, affordability assessments and customer support.