Resident Collections

Houses

Make it easier for residents to pay

PayPoint can help you deliver a seamless rent collection experience that helps residents stay on track with payments while reducing administration for your teams. Our resident collections solutions give housing providers the flexibility to offer convenient payment options, support residents facing financial pressures, and improve collection performance across rent, service charges and other resident payments.

Whether residents prefer to pay online, via Direct Debit, via a secure payment link, in cash at their local PayPoint retailer, or through a flexible payment arrangement, we make it simple for them to pay in a way that works for them.

Get in touch to discover how we can help improve collection rates and enhance the resident experience.

Supporting better collection outcomes

Housing providers face increasing pressure to maintain income collection while supporting residents through rising living costs. A modern collections strategy needs to balance operational efficiency with flexibility and accessibility.

Our resident collections solutions help you:

  • Increase payment success rates
  • Reduce rent arrears
  • Improve resident engagement
  • Support financially vulnerable households
  • Lower administrative costs
  • Provide residents with greater choice and control

By bringing together digital payment channels, automated communications and flexible payment options, we help create a collections journey that works for both residents and housing providers.

Arrears Reduction

Proactive collections that help reduce arrears

Reducing arrears requires more than simply collecting missed payments. It requires a proactive, resident-focused approach that encourages engagement and makes it easier for residents to manage their commitments.

Our solutions help housing providers:

  • Identify risk factors early in the collections process
  • Provide simple self-service payment options
  • Automate payment reminders and notifications
  • Encourage regular payment behaviour
  • Reduce missed and late payments
  • Improve overall collection performance

By removing barriers to payment and providing multiple payment routes, residents can take action quickly, helping organisations minimise arrears and improve cash flow.

Benefits of an effective arrears strategy

  • Increased rent collection rates
  • Reduced bad debt exposure
  • Improved resident outcomes
  • Greater operational efficiency
  • Better visibility of payment performance
Giving residents more control over how they pay

Flexible Payment Plans

Every resident's financial circumstances are different. Flexible payment plans enable housing providers to offer tailored arrangements that help residents maintain payments in a way that fits their budget.

Our solutions support:

  • Personalised payment schedules
  • Weekly, fortnightly or monthly payment arrangements
  • Self-service payment management
  • Automated payment collection
  • Ongoing monitoring and reporting
  • Consistent resident communications

Providing flexible payment options can help residents stay engaged and reduce the likelihood of payment arrangements breaking down. living costs. A modern collections strategy needs to balance operational efficiency with flexibility and accessibility.

Benefits of flexible payment plans

  • Improved payment plan adherence
  • Higher collection success rates
  • Reduced financial pressure for residents
  • Fewer missed payments
  • Increased resident satisfaction
  • Stronger long-term payment behaviour

Multiple Ways to Pay

Convenient payment options for every resident

Give residents the freedom to choose how and when they pay through a range of secure payment channels. 

Offering multiple payment options helps remove friction from the payment journey and improves accessibility for all residents.

Available payment methods can include:
Online Payment

Online payments

Direct Debit

Direct Debit

Card Payments

Recurring card payments

Open Banking

Open Banking payments

Phone

Telephone payments

Chat

Assisted payment services

Reporting and Insights

Greater visibility across your collections performance

Access detailed reporting and insights to help monitor payment trends, track arrears performance and identify opportunities to improve collection outcomes.

With centralised visibility of collection activity, teams can make more informed decisions and focus support where it is needed most.

Why PayPoint Digital?

We understand the challenges housing providers face when balancing income collection with resident support. Our solutions are designed to help housing associations improve collection performance while delivering a positive resident experience.

With secure payments, flexible collection tools and trusted expertise, we help housing providers create a more effective and resident-friendly approach to collections.

Speak to our team

Find out how PayPoint Digital can help your organisation reduce arrears, improve resident engagement and offer more flexible ways for residents to pay.

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We will contact you about your request and about services we provide to you or you provide to us. We will not sell your details to third parties for marketing purposes. Please see our Privacy Statement for more information on how we use your personal data.

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